UnionBanc Investment Services' Certificates of Deposit Plus (CDPlus) program enables you to
manage your current and recently purchased certificates of deposit, free of monthly transaction
charges, to avoid duplication of institutions. This is key to protecting your assets with the highest
levels of FDIC coverage.
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Spread assets across multiple institutions to maximize your allowable FDIC coverage
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Minimize multiple bank statements
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Track overall interest accruals with comprehensive monthly reporting
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Choose from up to 1,500 participating CDPlus financial institutions
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CDs purchased through the CDPlus program are automatically tracked to keep investments within the
federal insurance limit. Your account information is consolidated in one convenient monthly
statement showing trade confirmations and interest accruals.
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To learn more about investment options available through UnionBanc Investment Services, contact us.
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Certificates of Deposit offered through UnionBanc Investment Services LLC, a registered broker-dealer, investment advisor, member FINRA/SIPC, and subsidiary of MUFG Union Bank, N.A.:
• Are bank products and are a direct obligation of the issuing depository institution, which may or may not be MUFG Union Bank, N.A. CDs purchased through the CD Plus Program are not, either directly or indirectly, an obligation of and are not fractionalized by UnionBanc Investment Services.
• Are held in the name of MUFG Union Bank, as Custodian.
• Are NOT registered with the Depository Trust Corporation.
• Are FDIC-insured within permissible limits. It is the customer’s responsibility to make sure that CDs not held within the CDPlus program are considered when reviewing for FDIC coverage. For additional information regarding FDIC coverage, visit www.fdic.gov
• Are NOT insured, backed or guaranteed by SIPC or Broker.
• Could result in a significant loss of principal if sold prior to maturity. There is no FDIC insurance coverage for any principal losses that may be incurred.
Although the CDPlus program is a deposit product, UBIS also offers non-deposit investment products. Such products:
• Are NOT insured by the FDIC or by any other federal government agency • Are NOT Bank deposits • Are NOT guaranteed by the Bank or any Bank Affiliate • Are subject to investment risks, including the possible loss of principal.